Welcome to Spardhaguru

A

ADO (Employee Category)

1. Overview: Phase Focus by Category

  • Employee Category candidates are directly eligible for the Main Examination—there is no Preliminary round for this category.


2. Main Exam Structure for Employee Category

The Main Exam comprises 100 questions worth 160 marks, with a composite time limit of 120 minutes. It is divided into three distinct sections:

3. Section-wise Syllabus Details

A. Reasoning Ability & Numerical Ability

  • Reasoning Topics:

    • Puzzles (linear, circular)

    • Seating Arrangements

    • Direction Sense

    • Blood Relations

    • Syllogism

    • Input-Output, Coding-Decoding

    • Inequalities, Alphanumeric Series

    • Data Sufficiency, Logical Reasoning 

  • Numerical Topics:

    • Data Interpretation (Bar, Line, Pie, Caselet)

    • Number Series, Simplification & Approximation

    • Quadratic Equations, Inequalities

    • Arithmetic: Profit & Loss, SI & CI, Time & Work, Ages, Speed & Distance

    • Ratio & Proportion, Mixtures & Allegations, Averages

    • Probability, Permutation & Combination

    • Mensuration & Data Sufficiency 

B. General Knowledge, Current Affairs & English

  • GK & Current Affairs:

    • National and International events

    • Banking and economy updates

    • Awards, obituaries, budget, policy news

  • English:

    • Reading Comprehension, Cloze Test

    • Fillers, Jumbled Paragraphs

    • Sentence Improvement/Error Detection

    • Synonyms, Antonyms, Idioms & Phrases

    • Phrase and word usage, Para-connectors 

C. Practice & Principle of Insurance Marketing

  • Foundational Insurance Concepts:

    • Introduction to insurance

    • History of life and general insurance

    • IRDAI and regulatory framework

    • Types of insurance (ULIP, PSUs, private, ESIS)

    • Glossary and abbreviations 

  • Marketing Principles within Life Insurance:

    • Sales processes and techniques

    • Customer relationship aspects

    • Distribution channels and development officer role focus

    • Strategies specific to insurance marketing in life insurance domain

Key Highlights – Main Syllabus at a Glance

  • Reasoning & Numerical: Logical puzzles and arithmetic-heavy aptitude.

  • GK & English: Current affairs meets language proficiency.

  • Insurance Marketing: Deep dive into insurance mechanics and field-level marketing principles.


Final Notes & Prep Tips

  • Composite Timing: You can switch between sections in any order during the 120 minutes.

  • No Preliminary Exam: Your focus should be entirely on mastering the Main exam syllabus.

  • Ensure comprehensive insurance awareness, as that section carries 120 marks—making it crucial for scoring high.

  • Given the broad syllabus, create a balanced study plan:

    • Daily GK updates

    • Regular practice of reasoning/numerical sets

    • Deep understanding of insurance marketing concepts, with practical examples