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1. Nationality / Citizenship
Candidates must be any one of the following:

  • A citizen of India. 

  • A subject of Nepal or Bhutan. 

  • A Tibetan refugee who came over to India before 1 January 1962 with the intention of permanently settling in India. 

  • A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries (Kenya, Uganda, Tanzania, etc) with the intention of permanently settling in India. 

2. Age Limit

  • Minimum age: 20 years as on cut-off date. 

  • Maximum age: 30 years as on cut-off date. 

  • Example: For the 2025 recruitment the cut-off date is 1 August 2025, meaning candidate born not earlier than 2 August 1995 and not later than 1 August 2005. 

Age Relaxation (upper age limit) as per category:

  • SC/ST: +5 years 

  • OBC (Non-Creamy Layer): +3 years 

  • PwBD (Persons with Benchmark Disabilities): +10 years (general category) 

  • Ex-Servicemen (specified conditions): +5 years 

  • Persons affected by 1984 riots: +5 years 

3. Educational Qualification

  • Candidate must hold a Degree (Graduation) in any discipline from a University recognised by the Government of India or equivalent. 

  • The candidate must possess the valid mark‐sheet / degree certificate at the time of registration. 

4. Work Experience (“Post‐Basic Qualification Experience”)

  • Minimum of 18 months (1.5 years) work experience in Officer cadre in any Public Sector Bank or Regional Rural Bank, on a regular basis. 

5. Local Language Proficiency

  • Proficiency (reading, writing, speaking) in the local/state language of the state you apply for may be required. 

Important Notes & Conditions

  • The cut-off dates for age, education, experience are specified in the official notification — you must check them for the year you apply. 

  • If you fail to meet any one of the criteria (age, education, experience, nationality) your application may be rejected. 

  • The criteria above are for one bank’s LBO recruitment (Punjab & Sind Bank) — if you meant another bank (like PNB) please verify that bank’s specific notification for possible variations.