The exam has three stages → Prelims → Mains → Interview → Medical
1. Preliminary Examination (Online – Objective, Qualifying Only)
⚠️ English is only qualifying – its marks are not added to merit.
2. Main Examination (Online – Objective, Merit Based)
For Open Market Candidates (Marketing Category included):
3. Interview
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Candidates shortlisted from mains are called for personal interview.
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Interview carries 60 marks.
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Minimum Qualifying:
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UR/EWS/OBC → 30 marks
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SC/ST → 27 marks
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4. Medical Examination
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Final appointment subject to being medically fit as per LIC standards.
✅ In short:
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Prelims: Reasoning + Numerical + English (qualifying)
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Mains: Reasoning/Quant + GK/English + Insurance & Marketing Awareness
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Interview: Personality + Insurance/Financial knowledge
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Final Selection = Mains + Interview (Prelims & English descriptive are qualifying only).