The IBPS PO Exam is conducted by the Institute of Banking Personnel Selection (IBPS) to recruit Probationary Officers (PO) and Management Trainees (MT) in Public Sector Banks across India. It is one of the most popular bank exams in the country.

Exam Highlights

Salary Structure

• Basic Pay: ₹36,000 – ₹42,000
• Gross Salary: ₹52,000 – ₹55,000 (with allowances).
• Additional perks include DA, HRA, Medical Benefits, and Travel Allowances.

Job Role of IBPS PO

An IBPS PO starts as a Probationary Officer (Scale I) and is trained to handle various banking functions. The initial period is a probation/training phase lasting 2 years, where you’re exposed to different departments.

Key Responsibilities

1. Customer Handling

• Resolve queries and complaints.
• Assist with account opening, loans, and banking services.

2. Loan Processing

• Evaluate loan applications.
• Verify documents and monitor loan disbursements and repayments.

3. Operations Management

• Supervise daily branch activities.
• Ensure compliance with banking regulations and policies.

4. Sales and Business Development

• Promote bank products like deposits, credit cards, mutual funds, etc.
• Meet branch targets for growth and profitability.

5. Clerical Oversight

• Manage clerical staff and ensure smooth branch functioning.
• Approve transactions above the clerk’s limit.

6. Report Generation

• Maintain internal reports on cash flow, loans, and customer service metrics.

Training

• PO training covers customer service, banking laws, accounting, and digital systems.
• Often includes rotational postings in departments like loans, forex, treasury, etc.

Career Growth Path of an IBPS PO

An IBPS PO can rise to top executive positions in the bank through a mix of seniority, performance, and internal exams.

Typical Promotion Hierarchy

Stage         Designation

1             Assistant Manager (PO – Scale I)

2             Deputy Manager (Scale II)

3             Manager (Scale III)

4             Senior Manager (Scale IV)

5             Assistant General Manager (Scale V)

6             Deputy General Manager (Scale VI)

7             General Manager (Scale VII)

8             Executive Director, CMD, MD (Top)

High performers can become Branch Managers in 3–5 years, Zonal Heads in 12–15 years, and rise to General Manager or beyond in 20+ years.

Key Dates (Tentative)