•     The IBPS Clerk Exam is conducted by the Institute of Banking Personnel Selection (IBPS) to recruit clerical staff in various public sector banks in India. It is one of the most sought-after banking exams in the country.

Exam Highlights

• Conducting Body: IBPS
• Post Name: Clerk
• Mode of Exam: Online (Computer-Based Test)
• Exam Levels: Two Phases – Preliminary and Mains
• Frequency: Once a year
• Language: English and Regional Languages
• Official Website: www.ibps.in 

Salary Structure

• Basic Pay: ₹19,900 – ₹22,000 per month
• Gross Salary: Around ₹28,000 – ₹30,000 per month (including allowances).

Job Role of IBPS Clerk

Clerks are the backbone of day-to-day banking operations. After selection, you're posted in one of the 11 participating public sector banks based on your preference and merit.

Core Responsibilities

1. Customer Service

• Handle inquiries about accounts, loans, and services.
• Assist customers with transactions, complaints, and requests.

2. Cash Handling

• Operate as a cashier in some branches.
• Accept deposits, handle withdrawals, and issue cheques/drafts.

3. Data Entry & Record Keeping

• Update and verify customer records and transactions.
• Maintain financial and administrative logs.

4. Office Tasks

• File management, correspondence, and internal reports.
• Assist officers and managers with routine tasks.

5. Financial Transactions : Process NEFT/RTGS, fund transfers, and bill payments.

Post-Selection Training

• Clerks undergo basic training on banking systems and customer service.
• Learn to use banking software (CBS) and branch procedures.

Career Growth in IBPS Clerk

Though clerical posts start at the bottom of the hierarchy, there’s steady promotion through internal exams and performance-based promotions.

Typical Promotion Path

Level     Designation                             Time (Approx.)

1         Clerk (Entry Level)                             —

2         Officer/Assistant Manager (Scale I)     3–5 years

3         Manager (Scale II)                                     5–10 years

4         Senior Manager (Scale III)                     10–15 years

5         Chief Manager (Scale IV)                     15–20 years

6         AGM, DGM, GM (Top Management)     20+ years

After 3 years of service, clerks can appear for internal promotional exams to become Probationary Officers (PO).

Two Types of Promotion Channels

Merit-Based (With JAIIB/CAIIB qualification)

• Faster promotions; eligibility after 2 years.
• Performance and knowledge-based.

Seniority-Based

• Requires more years of service.
• Slower path but guaranteed with consistent performance.

Key Dates (Tentative)

• Notification Release: June/July
• Online Application Start Date: July
• Prelims Exam Date: August/September
• Mains Exam Date: October/November
• Provisional Allotment: April