ADO (Agent Category)

1. Exam Structure Overview

• Agent Category candidates do not have to appear for the Prelims exam—their journey begins directly with the Main Examination.
  

• The Main Exam consists of:

  • 100 questions, totaling 160 marks

  • Duration: 120 minutes (composite; sections are not time-restricted)

  • Sections:

    • Reasoning Ability & Numerical Ability – 20 Questions, 20 Marks

    • General Knowledge, Current Affairs & English (focus on grammar & vocabulary) – 20 Questions, 20 Marks

    • Elements of Insurance & Marketing of Insurance – 60 Questions, 120 Marks
      

2. Section-wise Syllabus Details

A. Reasoning Ability & Numerical Ability

These topics remain consistent with general aptitude exams:

• Reasoning: Seating Arrangements, Puzzles, Coding-Decoding, Syllogism, Blood Relations, Input-Output, Inequalities, Direction Sense, Order & Ranking, Data Sufficiency, Alphanumeric Series, Logical Reasoning, Statement & Conclusion, etc.
  

• Numerical Ability: Speed, Time & Distance, Time & Work, Simple & Compound Interest, Profit & Loss, Averages, Ratio & Proportion, Percentage, Data Interpretation, Number Series, Mixtures & Allegations, Permutation & Combination, Probability, Mensuration, Partnership, Quadratic Equations, Approximation, Data Sufficiency, etc.
  

B. General Knowledge, Current Affairs & English (Grammar & Vocabulary)

• General Awareness: National & international current affairs, budgets, monetary policies, awards, obituaries, indices, reports, capital & currency updates.
  

• English Language: Reading comprehension, cloze test, sentence rearrangements, error spotting, fillers, idioms & phrases, synonyms & antonyms, phrase/connector usage, vocabulary-based questions.
  

C. Elements of Insurance & Marketing of Insurance

This is the core focus area for Agent Category and holds a significant weight (60 questions, 120 marks). Topics typically include:

• Insurance fundamentals: Introduction to insurance, history, types (ULIP, PSUs, private, ESIS), IRDAI regulations, glossary and abbreviations.

• India’s insurance landscape: Public and private sector entities, regulatory environment.

• Insurance Marketing: Principles, agent roles, field strategies, customer relationship management, distribution channels.
  

3. Consolidated Syllabus Table – Agent Category Main Exam

Final Insights

• No Prelims: Agent Category begins directly with the Main Exam.

• Exam Layout: 100 Qs → 160 Marks → 2 Hours.

• Focus Areas:

  • Aptitude & Reasoning (20 marks)

  • Current Affairs & English Proficiency (20 marks)

  • Insurance Domain & Marketing (120 marks) – the decisive scoring section.