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HFL (Assistant and Associate)


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Core Subjects Covered (Both Roles)

Both positions typically follow a 4-section syllabus with 200 multiple-choice questions, totaling 200 marks and a duration of 120 minutes. The sections are:

  1. English Language

  2. Logical Reasoning

  3. General Awareness (emphasis on banking, housing finance, and current affairs)

  4. Numerical Ability / Quantitative Aptitude

Section-wise Syllabus Details

1. English Language

  • Reading Comprehension

  • Cloze Test

  • Error Spotting

  • Para Jumbles / Jumbled Sentences

  • Fill in the Blanks

  • Sentence Framing / Improvement

  • Vocabulary (Synonyms, Antonyms, Idioms & Phrases)

  • Grammar-based questions

  • Reading Comprehension: 10–12 Qs

  • Error Spotting: ~10 Qs

  • Fill in the Blanks / Cloze Test / Para Jumbles: Remaining ~10–15 Qs

2. Logical Reasoning

  • Seating Arrangements (linear, circular, puzzles)

  • Floor Puzzles

  • Blood Relations

  • Coding-Decoding

  • Order and Ranking

  • Direction & Distance

  • Inequalities (standard and coded)

  • Syllogism

  • Input-Output

  • Data Sufficiency

  • Analytical Decision Making / Verbal Reasoning (statements/conclusions/assumptions)

  • Seating Arrangement: 8–10 Qs

  • Coding-Decoding, Direction & Distance, Blood Relations, Order & Ranking, Syllogism, Input-Output, Data Sufficiency, Verbal Reasoning: each 3–5 Qs

  • Floor Puzzles, Double Lineup, Scheduling: 4–5 Qs each

3. General Awareness

  • Current Affairs (Domestic & International)

  • Banking & Financial Awareness (Basic concepts, RBI, policies, committees)

  • Static GK (Important Dates, Books & Authors, Geography, History, Arts & Culture, Inventions & Technology, Indian & Global Economy)

  • Current Affairs: ~30–35 Qs

  • Financial/Banking Awareness: ~10–12 Qs

  • Static GK: ~3–4 Qs

4. Numerical Ability / Quantitative Aptitude

  • Simplification & Approximation

  • Number Series

  • Data Interpretation

  • Quadratic Equations & Algebra

  • Ratio & Proportion

  • Time, Speed & Distance

  • Time & Work

  • Boats & Streams

  • Age Problems, Mixtures & Allegations

  • Probability, Permutation & Combination

  • Inequality

  • Profit & Loss, Simple & Compound Interest

  • Averages, Trigonometry, Mensuration

  • Percentage, among others

Summary Table


Additional Guidance

  • Syllabus consistency across roles: Assistant and Associate exams follow similar syllabus; difficulty may vary slightly.

  • Tailored prep: Focus heavily on Reasoning, Quantitative Ability, and General Awareness as these tend to have higher question loads.

  • Practice strategy:

    • Prioritize Current Affairs and Banking GK with daily reading and revisions.

    • Build accuracy and speed in Aptitude & Reasoning through timed mock tests.

    • Strengthen English fundamentals—especially comprehension and error detection.